Construction & Trades

Pay Construction Subcontractors

Track work, pay accurately, file 1099s — without the spreadsheet chaos

If you hire plumbers, electricians, framers, painters, or any other subcontractors as 1099 workers, ZiggyPayroll gives you one place to manage all of them — from W-9 collection to final 1099 filing.

Start free trial — $39/mo

The old way is broken

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W-9 chaos

Chasing subcontractors via text and email to get their W-9 before you can pay them or file their 1099.

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Venmo & cash

Sending payment via Venmo, Zelle, or cash — with no record, no audit trail, no way to prove what you paid.

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Spreadsheet hell

Tracking who worked when, how much they billed, and what you paid in Excel — or worse, on paper.

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January 1099 panic

Scrambling every January to figure out who you paid $600+ so you can manually fill out 1099 forms.

How ZiggyPayroll works for construction

01

Collect W-9s digitally

Invite each subcontractor via email or text. They fill out their W-9 online — takes 2 minutes. You get a stored, verified copy automatically. No paper, no scanning, no filing.

02

Track hours and approved work

Subs submit their hours through the contractor portal. You approve hours before any payment goes out. Full record of who worked when and what was approved.

03

Pay via ACH bank transfer

Once hours are approved, send payment via direct bank transfer. Funds settle in 1-3 business days. Every payment logged automatically — no Venmo, no cash, no paper checks.

04

Generate 1099s in January

At year-end, ZiggyPayroll tallies everything up and generates 1099-NEC forms for every sub you paid $600+. E-file with the IRS via Tax1099. Done.

Who uses ZiggyPayroll in construction

General contractors
Plumbing companies
Electrical contractors
HVAC companies
Roofing companies
Landscapers
Painters
Handymen

Important: ZiggyPayroll is for 1099 independent contractors only. If your workers are W-2 employees, look at traditional payroll software.

Manage your subs the right way

$39/mo · Unlimited subcontractors · 14-day free trial

Start free trial